Money & debt

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Borrowing money from a friend or relative

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Co-signing or guaranteeing a loan

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If you're having difficulty paying your student loan

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Payday loans: Why to consider alternatives

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Payday loans: Protecting yourself if you get one

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Cancelling a payday loan

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Getting a credit card

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Getting a credit card you never asked for

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If your credit card is lost or stolen

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Disputing a credit card bill

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Taking charge of your credit report

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Ordering your credit report

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Improving your credit score

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Fixing a mistake on your credit report

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Who has access to your credit report

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First steps to take in dealing with debt

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Dealing with debt collectors

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A creditor wants to take money from your wages or bank account

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A creditor wants to repossess your property

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If your spouse declares bankruptcy

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You have options for getting out of debt

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People who can help you get out of debt

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Budgeting out of debt

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Negotiating payment terms

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Consolidating your debts

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Negotiating a debt settlement

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Making a consumer proposal

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Declaring bankruptcy

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Your rights on opening a bank account

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Your bank account: How to deal with problems

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Paying income tax

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If you invest and something goes wrong

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Lending someone money

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Collecting on a debt

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Letter to ask creditor to accept reduced payment

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Letter to ask creditor to write-off a debt

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Letter to make a debt settlement offer to creditors

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Letter to tell creditor you can't make payments now

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Loan agreement

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Loan demand letter

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Release of loan agreement