What are my rights?
The police want my credit report to investigate a crime. Do they need to get my permission?
Banks, businesses, and others may wish to see your credit report. It helps them decide whether to hire you, lend you money, or do business with you. This is often called a "credit check.” But your credit report contains a lot of personal information you may want to keep private. Learn who can access your credit report.
What you should know
You have the right to see your credit report
Your consent is needed (with some exceptions) for others to see your credit report
Your consent can be part of an application form
Situations where your consent is not required
Work out the problem
Step 1. Order your credit report
Step 3. Ask for a review of the agency’s decision by the privacy commissioner
Can a landlord see my credit report before deciding to rent to me?
Can my boss get a copy of my credit report?
Who can help