Improving your credit score

Myth or fact?

If you keep a zero balance on your credit card, it will improve your credit score.
  • Myth
  • Fact

Your credit score can have a major impact on your life. A low score can make it hard to get a credit card, rent an apartment, or borrow money. Making simple changes to the way you manage your everyday expenses can make a big difference. Learn steps you can take to improve your credit score.

What you should know

Steps to improve your credit score

Common questions

Who can help

  • This information applies to British Columbia, Canada
  • Reviewed for legal accuracy in February 2020
  • Time to read: 12 minutes

Reviewed for legal accuracy by

Casey Harris, Barrister & Solicitor; Wendy Andersen, Digby Leigh & Co. ; and Robert Rogers, Hamilton Duncan

Casey Harris
Wendy Andersen
Robert Rogers

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We are grateful to work on the unceded traditional territories of the xʷməθkʷəy̓əm (Musqueam), Sḵwx̱wú7mesh (Squamish) and səlilwətaɬ (Tsleil-Waututh) Nations, whose Peoples continue to live on and care for these lands.