Did you know?
True or false: The most important factor in your credit score is your payment history.
- True
- False
Your credit report shows your history of paying bills and borrowing money. It's used to calculate your credit score. Banks, businesses, and others look at your credit report and credit score to decide whether to hire you, lend you money, or do business with you. It's a good idea to review your credit report regularly.
Five key things to know about your credit report
Where your credit report and credit score come from
Your credit report includes credit information
What else counts as “credit information”?
What can’t be in your credit report
Getting your credit score can help you understand your credit report
Tip to improve your credit score
Your credit score can have a major impact on your life. Learn tips to improve your credit score.