Getting a credit card

What are my rights?

Can a credit card issuer raise my credit limit without my permission?
  • Yes
  • No

We use them all the time — to make purchases, shop online and collect points. They’re practical and convenient. But before you get a credit card, learn about your rights and how to protect your information. 

What you should know

Take action to protect yourself

Common questions

Who can help

  • This information applies to British Columbia, Canada
  • Reviewed for legal accuracy in November 2019
  • Time to read: 9 minutes

Reviewed for legal accuracy by

Anna Fung, KC, BC Utilities Commission

Anna Fung, KC

Also on this topic

Still not sure what to do?

If you're looking for advice specific to your situation, there are options for free or low-cost help.

Options for legal help

We are grateful to work on the unceded traditional territories of the xʷməθkʷəy̓əm (Musqueam), Sḵwx̱wú7mesh (Squamish) and səlilwətaɬ (Tsleil-Waututh) Nations, whose Peoples continue to live on and care for these lands.