Essentials of Money & Debt

New in 2021, Essentials of Money & Debt provides guidance on managing your money and dealing with debt-related problems. This booklet explains how to take charge of your income and finances, as well as the steps you can take to deal with common money and debt problems. The information is current to January 2021. 

Essentials of Money & Debt

  • English
  • Available in print

Reviewed for legal accuracy by

Robert Rogers and Wendy Andersen

Robert Rogers
Wendy Andersen

Was this helpful?

Also on this topic

News

New coverage of taxes, banking and finances

Work it out

Your rights on opening a bank account

Work it out

If you invest and something goes wrong

Work it out

Your bank account: How to deal with problems

Work it out

Paying income tax

Need to know

Taking charge of your credit report

Work it out

Fixing a mistake on your credit report

Work it out

Improving your credit score

Work it out

Ordering your credit report

Work it out

Who has access to your credit report

Need to know

Payday loans: Why to consider alternatives

Work it out

Borrowing money from a friend or relative

Work it out

Payday loans: Protecting yourself if you get one

Work it out

If you're having difficulty paying your student loan

Work it out

Co-signing or guaranteeing a loan

Work it out

Cancelling a payday loan

Work it out

First steps to take in dealing with debt

Work it out

A creditor wants to take money from your wages or bank account

Work it out

A creditor wants to repossess your property

Need to know

If your spouse declares bankruptcy

Work it out

Dealing with debt collectors

Work it out

Negotiating a debt settlement

Work it out

Consolidating your debts

Work it out

Budgeting out of debt

Need to know

You have options for getting out of debt

Need to know

People who can help you get out of debt

Work it out

Making a consumer proposal

Work it out

Negotiating payment terms

Work it out

Declaring bankruptcy

Still not sure what to do?

If you're looking for advice specific to your situation, there are options for free or low-cost help.

Options for legal help