Welfare, mortgages, and sponsorship — helpful legal information tools for advocates and the BC public

March 24, 2026

Advocates across British Columbia now have enhanced tools to support those facing challenging legal issues. Throughout the last year, we created new content (and adapted valuable content previously maintained by Legal Aid BC) now available both online at peopleslawschool.ca and in print. These materials provide clear and actionable legal information that can be shared with clients or used to inform your own understanding.

Welfare and disability benefits

People’s Law helps simplify the complexities of applying for and maintaining income assistance and disability benefits. The online resources cover the benefits available, eligibility requirements, the application process, and what to do if benefits are denied or reduced. We explain rights and responsibilities clearly, helping advocates support clients navigating a system that can feel overwhelming. Print and PDF versions of Applying for Disability Benefits and Applying for Welfare Benefits are also available.

Mortgage default

For homeowners facing financial difficulties, we've deepened our information on what happens when mortgage payments can't be made. The content walks through available options, from negotiating with lenders to understanding foreclosure proceedings. We also explain how to protect your rights throughout the process and where to find additional support.

Sponsorship breakdown

This can be a tremendously trying and stressful situation for newcomers. Our coverage of sponsorship addresses what happens legally when a sponsorship relationship breaks down, including impacts on immigration status, financial obligations, and access to social services. A print publication is also available.

All of these resources are written in plain language, avoiding unnecessary jargon while remaining thorough and accurate. Advocates across the province can use these materials to better serve their communities. And for additional, on-call, anonymous support, ask our chatbot Beagle+ for help about these topics, and more.

People's Law School is a non-profit organization dedicated to providing British Columbians with reliable legal information they can understand and use.

This website explains in a general way the law that applies in British Columbia, Canada. The information is not intended as legal advice. The cases we refer to reflect real experiences, but names have been changed. See our full disclaimer.

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You can reach us by phone at 604-331-5400. More contact info.

Also from People's Law School

Dial-A-Law: A starting point for information on the law in British Columbia in 190+ topic areas. Available online and by phone.

Unbundled Legal Services: Learn about a new service model for lower-cost legal help. 

Beagle: A chatbot that helps with common legal problems. Look in the bottom right corner :)

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We are grateful to work on the unceded traditional territories of the xʷməθkʷəy̓əm (Musqueam), Sḵwx̱wú7mesh (Squamish) and səlilwətaɬ (Tsleil-Waututh) Nations, whose Peoples continue to live on and care for these lands.